The aftermath of the global financial crisis is a burden for banks, insurance companies and investors alike. There is still no sign of a “new normality.” New investment strategies are required and the whole subject of provision for old age has to be reviewed.

How should savings banks, life insurance companies and investment funds react to the scenario of ongoing low interest rates? We analyse possible new business models and check out the future prospects of investment products. What consequences does the distortion of the financial markets by monetary policy have for people saving for old age? We make reform proposals for the social security system.

Technological change is increasingly volatile and rapid. Digitalisation is turning one industry after another upside down and revolutionising the entire working environment.

Aggressive innovators like Apple, Google and Amazon have changed the rules within just a few years. Business models which seemed to be made for eternity, are suddenly and fundamentally being called into question. Ignoring all the excitement, we make a dispassionate analysis for you of the technological innovation which is really important for your company and the trends you have to take seriously.

States and municipalitiesare faced with big challenges. They have to modernise infrastructure to keep their location attractive. But their financial situation is often tight.

We analyse for you the economic dynamic of your region and compare it with that of other areas. How can you promote company start-ups and improve the supply of qualified employees? Which infrastructure investments should be given priority?

The global economy is changing faster than ever before. 3 billion people live in nations which want to industrialise and improve their prosperity. Never before have so many new clients and competitors for German companies emerged in such a short time.

We analyse for you the business opportunities, but also the political and legal risks in new markets. We point out what you have to pay attention to if you want to be successful in emerging markets.

The demographic development is a major challenge for many states. The population becoming older and smaller, combined with an increasing variety of lifestyles, affects all areas of life.

We provide you with the information you need to adapt to demographic change. We show you how to find tomorrow’semployees, and how your clients want to be approached in future.

The Mittelstand is the backbone of the German economy and a guarantor of stability in times of crisis. It comprises more than 99 percent of all German companies and around 60 percent of the labour force.

We make strategic analyses, especially for mid-sized companies, without trying to sell them expensive consulting projects. We hold workshops to discuss with them personally basic conditions in the global economy.